Safe-to-Spend is a safeguard to keep you on track.

Safe-to-Spend is your total available balance minus your Goals and any Scheduled Activities that will be withdrawn from your account in the next 30 days. It’s your own smart budgeting tool that, together with Goals, is the heart and soul of your Cleo account.
Health & Medical
Science
Music
Cinema

Set up direct deposit

Give Cleo’s Direct Deposit form to your employer to make sure your paycheck arrives automatically, every payday. It’s one of the best ways to ensure your Goals stay on track and bills are paid on time!

Transfer money to Cleo

To fund those Goals you’re going to need some money! It’s easy and free to use Cleo to transfer money from your old accounts. Get started by linking your old bank account.

Setting Goals

What can Cleo help you achieve?

Transfer your old bank account

Solution is an easy to use tool all very easy! eCommerce. With the help of our system you can present.

Live well responsibly

Solution is an easy to use tool all very easy! eCommerce. With the help of our system you can present.

Pay down debt

Solution is an easy to use tool all very easy! eCommerce. With the help of our system you can present.

Customized for your industry

Solution is an easy to use tool all very easy! eCommerce. With the help of our system you can present.

Save up for big purchases

Solution is an easy to use tool all very easy! eCommerce. With the help of our system you can present.

Build brand recognition

Solution is an easy to use tool all very easy! eCommerce. With the help of our system you can present.

Trusted by 140,000+ business owners

I’ve used this for personal branding, and made a logo while in an Uber. Too easy.

John Morgen
★★★★☆

Fun, quick and simple way to create logos for Facebook, Instagram, and Pinterest!

John Morgen
★★★★☆

Suuuuuper easy to use with suuuuuper creative templates, which gives you quality designs.

John Morgen
★★★★☆

It’s amazing. I was about to hire a freelancer for this work, but I myself just did it in minutes.

John Morgen
★★★★☆

This is the best app for you to start your first online buisness.

John Morgen
★★★★☆

I was worried about how I would get a logo for my store, but thanks to Hatchful it was so surprising and exciting.

John Morgen
★★★★☆

Now running on Metal, Cleo provides performance when you need it most — working on complex documents with hundreds of Symbols has never been faster.

Up to 2.7 faster

Cleo 5.1.0
Cleo 5.1.0

Save toward your goals, automatically.

Goals make it easy to save for the things you want or want to do. There’s no need for spreadsheets or extra apps to budget and track your money. It’s right there inside your Simple checking account, growing bit-by-bit until you’re ready to spend.

Open positions

At Cleo, we nurture raw talent, support each other and coach you to be the best you can be. But that’s just us in a nutshell. Who are you?

kalina juzwiak
Martin David
Senior Managing Partner
Nettie Shields
Design Director

Storrytelling meets art gallery

Cleo has raised over $110 million from more than 15 strategic investors across the world, encompassing the leaders within the financial and technology ecosystem who are uniquely placed to help drive adoption on a global scale.

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What are you waiting for?

At Cleo, we nurture raw talent, support each other and coach you to be the best you can be. But that’s just us in a nutshell. Who are you?
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